Cash Discount
Cash Discount Programs for Small Businesses
Stop losing 2–4% of every sale to processing fees. We'll match you with a compliant cash discount program — at no cost.
What is a cash discount program?
A cash discount program is one of the fastest-growing ways small businesses cut payment costs. Customers who pay with cash receive a discount, while a small, clearly disclosed service fee covers the cost of card processing. The practical effect: your business stops absorbing credit card processing fees and keeps more of every sale.
Anchor Pay USA is a family-owned referral company. We don't push one product — we review your current statements for free and connect you with a vetted partner whose cash discount program fits your business and stays fully compliant.
Why It Works
Keep more of what you earn
Eliminate Processing Fees
A small service fee is applied at checkout, effectively offsetting the cost of card processing so you keep more of every sale.
Protect Your Margins
Stop watching 2–4% of revenue disappear to processing costs every month. Reinvest those savings into your business.
Fully Compliant
We connect you only with partners whose cash discount programs follow card-network rules and applicable regulations.
Common questions
What is a cash discount program?
A cash discount program lets a business offer customers a lower price when they pay with cash, while a small service fee covers the cost of card processing. The result is that the business no longer absorbs credit card processing fees.
Is a cash discount program legal?
Yes. When implemented correctly with compliant signage, disclosures, and pricing, cash discount programs are permitted across the U.S. We only work with partners who keep your program compliant.
Will it hurt my customer relationships?
Most customers are familiar with the model, and clear signage keeps it transparent. Many businesses find adoption smooth, especially with the right point-of-sale setup that displays pricing clearly.